I heared the Ad on KNBR 680 AM out of San Fransisco. I called the number and they sounded genuine and like they would help me. I gave my bank info and got the contract in the mail. I read it and it sounded legitimate so I signed it. After a few months of paying I received collection notices, I called the number and no one answered. I left a message and they called me back and told me to send them the notices. Every time I call them, no matter what time of day or night, I always have to leave a message and sit by the phone and wait because if I... read full review »