I applied online for a "less than perfect credit" loan. I was contacted by Eliot Prior from Silverwood Finacial Services. Later, he faxrd me a contract and called me to review the contract. He told me I had to send in $1100 to process the loan due to my credit rating. I sent the funds within a week and was told I would receive the $5000 loan within 24 hrs. Instead, I received a call from a David Stanford stating that the lender was requesting another $1100 guarantee on the account to secure it. At that time, I questioned them about... read full review »