Union Bank of California charges 35 dollars for every instance of overdraft. We have paid hundreds of dollars on our account over the last few years. If we are over drawn 7 dollars they charge 35 dollars on it, then an atm fee will go through after that and we are charged an additional 35 dollars on that fee. They often credit multiple ATM fees long after the ATM use and if you are over drawn each is an additional 35 dollars. we have not been using our account, we left an extra 50 dollars in the account. The Banks fees slowly ate at the money... read full review »