OMG! We only had one more payment to make during our trial period and then I get this CERTIFIED lettter in the mail saying we are in serious default!! I call them up yesterday and they say "we were missing paystubs"!!! So we had to cancel it! BS!!! Because I called a week after we submitted the package and they confirmed they had EVERYTHING they needed!! They told me that I have to resubmit everything again for a new review. I was in tears yesterday...and they do not care!!! They are the biggest scammers out there. THEY LIE!!! SOMEONE from the federal government please step in and correct this. read full review »