I underpaid my visa bill by 56.32 for no apparent reason, I just did it wrong. For FOUR DAYS I WAS CONTINUALLY HARASSED ON THE PHONE (WHICH I DID NOT ANSWER BECAUSE CALLER ID SAID UNAVAILABLE). I RECEIVED PHONE CALLS APPROXIMATELY EVERY 40 MINUTES NON-STOP FOR 4 FULL DAYS. NO ONE EVER LEFT A MESSAGE, JUST CONTIUALLY CALLED (ALL FOR 56.00.) I WAS SO DISGUSED THAT I CALLED FOR A SUPERVISOR AND TOLD HER THAT THE CHECK HAD BEEN PROCESSED THREE DAYS AGO. THE IDIOT THAT I TALKKED TO (MYKS) AND (SHALO) BOTH TOLD ME THAT THIS IS NOT THE PROCEDURE... read full review »