I have a checking and savings with this bank with direct deposit of my pay check. They received my pay and charges at the sametime resulting in a $1.04 deficit. They charged my account over $105.00 in overdraft fees! I've seen other posts here and realize this is a very common occurance. They are absolutely correct in the this bank is a SCAM! I am closing my account immediately and recommend everyone else to do the same!!! read full review »