I AM 68 YEARS OLD SMALL BUSINESS OWNER. WE WERE LOOKING FOR FINACING FOR PURCHASE OF EQUIPMENT. BALBOA AGREED TO FINACNE $ 150, 000 FOR EQUIPMENT AND INSTALLATION. AS BAIT AND SWITCH, THEY CHNAGED TO $ 100, 000 AND FINALLY GAVE ABOUT 80, 000 DOLLARS. THE AGREEMENT WAS TO FINACE AT 10% (CALIFORNIA RATE)AND 1% OF PROCESSING FEES.LEASE PURCHASE AT $0 AFTER 60 PAYMENTS. AS PREDATORY LANDER, BALBOA CHANGED THE TERM AND INVOICED US AS RENT AND COLLECTED $2170 FROM OUR ACCOUNT WITHOUT OUR PERMISSION. AGREEMENT WAS SOLD TO LEAF FINACE. WHO ASLO... read full review »