I stopped Applied Bank BEFORE they could rip me off. This story actually has a happy ending, and I hope anyone who has been ripped off by these knuckleheads learn from my experience: I had applied for a secured credit card from Applied Bank in August. I sent in the 250 dollars and was approved. A week went by and decided to look up the site and see when I could expect the card. I had a question on what happens to the deposit I made and decided to look it up in the FAQ section of the site. There was no information whatsoever there... read full review »