I have been a sears customer and card holder for over 20 years. never once late with a payment. my credit line $4500, my average monthly balance $600. i spend between $100 and $300 each month in that store. my regular payment i send is $200 each month. they without cause increased our percentage rate from 21.24% to (get this) 25.24%. i canceled the card and i will NOT buy from that store in the future. people wonder why Wall Mart is so successful. i don't know who is running the show over there, but you better read the inserts with your... read full review »