In October of 2008, a agent contacted ALR and requested information for us - and information only - regarding the types of health insurance coverage they offered. A package was sent and recevied, however, I never reviewed the package since we decided to apply and were approved by another company. Several months later, I discovered that ALR had been deducted $199 a month from my checking account. When I called to question the charges, I was told that even though a request was made for information I had been enrolled for covereage - I never... read full review »