I was approved for a $5000 personal loan. When I contacted this company they faxed over the contract which looked legit. It stated that I had to give them the first 7 months payment up front, cause it's a secured loan, and my loan would be guaranteed deposited the next day. I moneygram'd them the money and then they call me the next day stating that the loan was sent over to customer service due to my credit rating and the lender was requiring another 7 months advance on the loan then I would not have to make a payment until 14... read full review »