I WAS TOLD THAT I APPLIED FOR A LOAN ON LINE AND THAT ID PROTECTION PLAN CAME WITH IT. I DO NOT REMEMBER APPLYING FOR ANY LOAN FOR MY CREDIT IS SO MESSED UP I KNOW I WOULD BE REJECTED. I WILL NOT SAY THAT I DID NOT APPLY, I JUST DON'T REMEMBER DOING SO. I CAN NOT AFFORD TO HAVE MONIES TAKEN OUT OF MY ACCOUNT FOR ANY REASON BECAUSE DOING SO WILL MAKE MY PAYMENTS GO INTO OVERDRAFT. IF I SIGNED THIS UNKNOWINGLY, PLEASE FORGIVE ME BUT I DO NOT WANT THIS SERVICE AND I ASK THAT MY MONEY OF $33.98 PLEASE BE REFUNDED BACK TO MY ACCOUNT. THANK YOU. read full review »