First Premeir Bank has found a loophole to hurt an economy already riddled with high unemployment numbers and dropping incomes. South Dakota should be ashamed of having a loophole such as this that allows a company to sucker in un-suspecting victims. By receiving a junk mail solicitation, which most of us throw away, this company found another hole to suck money from people and rake the consumer over the coals. It is a law which allows "no answer" to mean acceptance of a really sub-par credit card program. We are in the first stages of... read full review »