I was solicited by phone by these people and it sounded good, I gave them my debit card and instantly was charged. I then found that I have to drive 1000 miles and 30 days before it takes effect. It took me over a year to put 1000 miles on my car, so I would not be covered. I phoned them, on the phone half an hour and they tried to talk me in to staying. They told me I would not be charged, yet when I checked my bank, the money was gone. I wish I had read this first before committing. I believe, because they were bad mouthing another company, that they are not honest. At least in refunding the money. read full review »