I just got done spending an hour on the phone trying to resolve charges to my credit card for $12.95 and charges to my bank credit card for $14.95. Here is what happened. I ordered a free credit report from mycreditreport.com I did not know that it was only for 7 days and then I would be billed $12.95 for a monthly membership charge. I will always read the fine print next time. This was charged to the credit card number I was tricked into giving them to get the free report. I will always read the fine print from now on. I also ordered a 3... read full review »