I have a Juniper/Barclays credit card and I have a balance on mine. I never missed a payment or paid late or purchased over my limit. I miscalculate the interest accrual and went over my limit by not even $10.00. They increased my rate to a ridiculous 24.24%. I contacted them in July 2009 due to this issue. They credited my account for the increase in the APR for the month and told me they put my interest rate back to my original 8.99%. I thought it was finished until I got my online statement for August 2009 showing again the... read full review »