Aug 16, 2009 Afni, Inc., Corporate HQ 404 Brock Dr Bloomington, IL 61702 Dear Madam/Sirs: I am writing in response to your derogatory reference inputted into my credit report. I do not believe I owe what you say I owe and, in accordance with the Fair Debt Collection Practices Act, 15 USC 1692g, Section 809(b) and FCRA. I also request that if you have reported me to any credit reporting agency, that you inform them that I have placed this alleged debt in dispute and to provide me with proof that... read full review »