Thank you all for the useful information. We purchased a riding lawn mower in the spring, with all sorts of rebates and rec'd a check for $80. and felt they forgot the other rebates. Well.. we just recieved our card and thanks to reading your posts, I now know what to do. I thought it was strange when reading the details. I plan on making a fuss and putting the amount towards the 12 month no interest balance. Thank you one and all read full review »