My husband is a small contractor who uses a Home Depot credit card issued through CitiFinancial. We recently received a letter about an "across the board" rate hike which more than doubled the interest rate. Of course, we could have opted out, but he needed the card to do his business so we decided to stick it out. Just shortly AFTER the opt-out period ended, we now get a letter stating the company is no longer going to "carry" that card and all accounts are being closed. So now we are stuck with an outrageous interst rate and... read full review »