I agreed to their dollar 95 charge for a CD regarding their business model. After reading the agreement I saw that there were some automatic charges that could be coming and I attempted to cancel but I was unable to get through on their lines. When I finally did speak with a representative I canceled the whole program. Then I discovered there were charges on my credit card for $47.50. Again I attempted to call them to dispute but I was unable to get through on their lines. The phone message said that they would take my number but in fact the mailbox was full and it was unable to take my phone number. read full review »