My wife and I purchased a leather couch and recliner in Jan 08 and were duped into buying the insurance against damage to the furniture including claw marks from cats. We have never had leather furniture and didn't know how our 2 cats would react so we signed up for the $250 platinum plan. Upon reading the protection plan details I found that rips, punctures, cuts and burns are covered but not animal claws, beaks or teeth. Issa Doud was the salesman...LIAR.. read full review »