Citi Master Card closed my account, have had it for a year (received when they cancelled my Macy's account for non use). Decided to dedicate it for my two condo's use and started using it, have less than 1000 balance. The letter said they did a review and was basing the closing on the Equifax credit report. I pulled the report and the last late payments on any account were in 2005, 5 years ago. My credit score was 706 and it said I would be considered a good risk. I am at a loss as to why they did this. Will this hurt my credit score? read full review »