HAI, FIRST OF ALL STRICTLY STRICTLY DONT PURCHASE THE TRAVEL INSURANCE FROM THIS COMPANY(MY SUGGESTION). WHEN I STARTED FROM NEW DELHI INDIA I TOOK THE TRAVEL INSURANCE FROM ICICI LOMBARD FOR 500000 (FIVE LAKH DOLLARS) WITH 100 $ DEDUCTABLE AND ONE DAY I WAS ILL AND WENT TO HOSPITAL AND THERE THE DOCTORS PERFORMED MY TESTS AND SUGGESTED THE TREATMENT FOR IT AND NOW THEY ARE NOT PAYING FOR THOSE BILLS AND HOSPITAL IS SENDING ME THOSE BILLS AGAIN AND AGAIN WHICH IS A BIG PROBLEM AND SECONDLY I CALLED THEM TO RENEW MY POLICY (WHICH AS PER... read full review »