I was fooled to believe the salesman Michael Stout, when I called on June 7th. I sent $3000 to have my Mortgage restructured and have headr almost nothing since. Today, Sept. 12th, I recieved a letter stateing that the firm was insolvent and that if I wantd my file I could have it back. I contacted my lender, HSBC to see where my restructure was, and they had no recordof any filing. I contacted The San Diego FBI and filed a complaint, and have also done so to the Attorny General of California, and th BBB. I will also call the California Bar on Monday. read full review »