I have receive 3 letters from Retrieval Masters Creditors Bureau stating that I owe the company Savvier $19.99 for a item I never ordered or never received, and I want the letters to stop today! First of all the third letter indicates that I have not responded to the claim so therefore they will consider this debt valid. I have never delt with a debt collector before and if all you supply people with is a automated system where you HAVE to select one of the options on which you're disputing the charges, rather then speaking to a live... read full review »