My ex husband was laid off last year for 4 months..just long enough for me to rack up a large minimum due on my Old Navy card. Since that time I have faithfully paid $20-$40 a month to Old Navy even though it was the astronomical minimum amount they wanted me to pay (roughly $150-$200 a month)..7 months into my payment making, I get harassing phone calls from Kellar King and Associates wanting to know why I was not paying what I should. I explained my situation about my ex husband losing his job..i was a full time mom/student. The woman then... read full review »