I had been working with Freedom Debt relief since April of 2008. I had paid them over 3500.00 dollars to settle a debt with a credit card company. With just 3-4 months of having this card paid off I was laid off and unable to make needed payments. When I asked how it would work once I started working again they said that I would have to start over again. They said that it was too bad and never contacted me back about the refund. read full review »