Moneyworks actually sent me a 'guarantee' in writing that they would save me $4000 in credit card interest. It stated that I would get my money back if they didn't deliver on their guarantee. They charged me almost $1500 for this service. Earlier this summer they wouldn't return my calls or Emails and now their phone numbers seem to be disconnected. What a scam, I can't believe I was so gullible. It would be satisfying if something could be done legally. read full review »