Beware signing up with Default Research. We had cancelled with our rep to avoid recurring charges on a product that was of no value to us whatsoever. Because their rep left the company, they just charged us again. I have had to report my debit card stolen as a result of these people and I will have to file a chargeback. I have lost several hours of time as a result, over and above the money they have taken from me. read full review »