MY MORTGAGE WAS SOLD FROM GMAC TO ASC OR WELLS FARO IN 2005 FRIST OF ALL THIS COMPANY REFUSE TO WORK WITH YOU. I CALLED ASC IN SEPT OF 2008 AND ASK IF THEY WOULD DO A MODIFICATION OF MY LOAN BECAUSES I HAD BEEN WITH OUT A JOB FOR ABOUT 6 MONTHS. AND MY SAVING WAS RUNNING OUT, AT THIS TIME IWAS NOT BEHIND AND DID NOT WANT TO GET BEHIND I WAS TOLD BY ASC THAT THEY DONT DO MODIFICATION THEY ONLY COLLECT THE PAYMENT SO I ASK WHO COULD I SPEAK WITH CONCERNING THIS THEY REPLY AND SAID NO ONE CALL WHEN YOU GET BEHIND I REPLY THERE IS NOTHING YOU CAN... read full review »