Do not use Kelly Harvey of AAA Credit Counselors in Lees Summitt Missouri regardless of who refers you to her. She is a rip off, takes your money and does no work. Refused to refund my money evern after multiple complaints and documentation that she did no work and that she was in direct violation of the Federal Laws governing credit repair organizations. Have filed complaints against her with the BBB, FTC and state attorney general. read full review »