When I okayed the original $1.95, which was for the information package. The next day my account was assessed an additional $57.61. This I never authorized, nor was I shown any "terms and condition". After calling to cancel and request a refund, I received an email stating they could only refund $41.61. I am an unemployed convicted felon needing help, and now I'm out #17.95 with little chance of getting the money I so desperately need back. Not only is it a ripoff, but it totally SUX. Thanks. read full review »