I had a perfect credit. One that would have allowed me to get a house if I wanted, but in 2003 I wasn't ready. Now I have a wife and want to get the things needed to start a family and because of the misunderstanding between DELL and my friend I am being attacked with daily phone calls, and the constant sending of letters wanting to collect money. In may of 2003 a friend of mine stopped at my house he was carrying a magazine from Dell. He asked to use my house phone, because at the time he had no personal phone for himself. With my ok he... read full review »