Let me be bold... (I am usually humble) I have NO debt of any kind. NONE! I'm RICH. I travel/vacation out of country more than half of every year. I own 6 rental houses. I live in a 3, 000 square foot home next to a golf course that I paid for in CASH on the same day that I bought it. I have approximately half a million dollars invested, even after the US stock market collapse. I have $100, 000 set aside for emergencies. I have a 842 FICO score. I HAD a $49, 900 credit line with MBNA. I always paid on time. IN MAY OF 2009 MBNA... read full review »