I had a GE Money Bank loan for an ATV. When I received my payment notice for the 1st month's payment, I mailed in a check for four payments with instruction to apply it to the next 4 payments. About a month later, I began receiving harassing phone calls about my account. The caller told me my account was in default and they would repossess my ATV if I did not immediately bring my account up to date. He wanted me to transfer funds electronically from my bank. I informed him that I did not owe anything since I had paid ahead. He told me... read full review »