I applied for a small Pay-Day Loan. I made double sure to check NO on all of the Special Offers that they had as I have been taken advantage of before. I did not sign up for any ID Protection. I checked my Bank Account this morning and found out that I had been charged $33.98 for a service I had not signed up for. Since I did not sign up for this I was not expecting a charge against my account and did not have enough money in the account. Now I also have a $20.00 NSF charge against my account. I cannot afford any charges especially when... read full review »