So I went into a BofA branch to get a cashier's check & make a withdrawal (I rarely go inside), and the teller says, "Oh congratulations! You are instantly qualified for a BofA CC with a $12, 500 credit line." I always turn down new credit offers & this one was no different. Here's what happened: Teller: "but sir, I just want you to look over the information when it comes in the mail." Me: "no thanks, I have one main card & enough credit." Teller: "C'mon, you can just shred the info when... read full review »