I was in need of a loan modification. My friend in Chicago used a law firm in Calif. and reduced his mortgage from $3000.00 per month to $1249.00 per month. I phoned them twice and did not have my calls returned. So I did all too little research and I contacted Peoples First Financial. I believe I paid close to $3, 000.00 and was represented by Mr. Bill Bickston. Promising that my lender HSBC was eager to do loan modifications he promised that my mortgage would drop to approximately to what my friend in Chicago's loan was reduced to... read full review »