I have been a Bank of America customer for many years. I have over one hundred thousand dollars in an account in that organization. I have always made my payments on time and have a high credit score. I have a credit card with this same bank and they charge me 9.72% interest... My wife was late four days with one payment she forgot but made the payment as soon as she realized. I get a letter from the Bank telling me my credit rate went to 26.72% interest for six months. Nowe I expected a small fine or late fees but this results in usary and... read full review »