I purchased a Blackberry Curve 8330 from a local Metro PCS store in Miami, Florida, less than 1 month ago. During my time of purchase I told the sales associate to add insurance to the phone, just in case since the phone did cost me over $300.00! About a week and a half later, I was on a family vacation in which my niece got hold of the phone and it ended up at the bottom of a pool. I went on the website to file an insurance claim (deductible $85.00), however when I finished filing the claim, the insurer stated that the phone was NOT COVERED!... read full review »