I recieved a phone call from an employee of Chase bank stating I need to have enough money in my checking account to cover my automatic withdrawal for my monthly credit card payment because the bank was raising my pay back rate from 2% to 5% . I asked the employee why Chase bank was going to do this and the reply was "because we can change the rate anytime we want to. Read the fine print". I was financially devastated because the payment would go from $400.00 monthly to approx. $1, 200.00 per month. I explained that I was on a fixed... read full review »