Compass charges overdraft charges on hold amounts authorized through your ACH card. If you go buy gas and they "hold"$100 on your account and the charge is $31.00; if the $100 "hold" overdarafts your account they will charge you $38 for each transaction. This in itself is a bit shady, but that is not the worst part: They report different information to the online banking system! If you are using the online banking to balance your check book (information they provide and you should be able to rely on) you are making financial... read full review »