Terrible mortgage company, no customer service, uses high-school drop-outs to answer the phone, has one generic phone number to hide all customer service reps, supervisors. They furnish fax numbers but never respond, they furnish addresses but never respond to any correspondence. They furnish incorrect info and will tell you they have fixed the problem but did nothing except lie.They make ach drafts on the wrong date and constantly threaten you with threats of harassing phone calls. They impose a penalty if you try to escape their emc maze of deception.I am 53 yrs old and the worst financial company I ever encountered. read full review »