About 5 months ago I was contacted by NCS out of no where and said I had a account in negative from 12/2008 and that I ordered DvDs and never paid. I almost dropped dead in my seat. I never have ever opened nor had a BMG music account in my life and they were saying it was mine in which i denied. Then I called bmg music and they said it was under investigation and that they were going to remove it from my credit and make sure it gets taken care. I did not pay much attention to it for about 5 months until two days ago. When National Credit... read full review »