When we first met Siu Cheung from World Financial Group in Fairfax VA office, she seemed nice. She was warm and appeared to be loving and caring. That was when she convinced my husband to buy $1 million variable life insurance about four years ago. Time proves that the life insurance she sold him is a total scam. So far we have paid $16000 premium in four years. And we were notified we would lost the coverage unless we put in another $3000. We got the letter on New Year's Eve Dec 31, 2008. We don't have any more money to put in... read full review »