I CANCELED MY ACCOUNT ON 8/21/09 RECEIVED MY MONEY BACK WITH A E-MAIL CONFORMATION AND THEY DRAFTED MY ACCOUNT AGAIN THIS MONTH, AND CAUSED A OVERDRAFT FEE AT MY BANK. WHEN I CALLED THEM THEY WERE VERY RUDE AND UN RESPONSIVE, AND TOLD ME THEIR MANAGER WAS NOT TAKING ANY CALLS. read full review »