America's Servicing Company is not interested in re-financing, they service one's loan. They do not care whatsoever. I went through the "so-called" pre-payment plan and they said I was about $350 short of what was needed to pay it. There really was not a repayment plan that HELPED. Our payments were raised also and I could not find work at the time. We also even got National Foreclosure Relief to try and help save our home, to no avail. They had no luck and got the same result that I did. They have been getting the... read full review »