Bank of America charged my account for overdraft fees when there was enough money in the account to cover the charges that went through that evening. They explained they accessed the fee becasue I had funds waiting to go through the account that was more than I had in the account. I thought that banks could only charge your account if they attempted to collect funds from your account and the money was not there. If I charge something it may take 3 or 4 days before the money actually hits my account. Charges are not to be accessed until the day... read full review »