I got this lpc credit card in the mail today but I didn't seem to understand how I was approved when they didn't know anything about me. But i don't have a bank acct so I wanted to know how i got approved when evryone else turned me down. My boyfriend is very paranoid which is a good thing in my case because he wanted to know the catch so i called the activation # and when I told them i had no bank acct they said send $45 dollar money order and they will send a new "Elite" card with a lower limit of $4500 he immediately... read full review »