In 2004, I had 2 auto accidents that were 2 months apart. Neither were my fault. Esurance stopped my PIP benefits for the 1st when I had the 2nd accident. I guess they felt I had recovered. However, injuries from the 1st got worse with the 2nd car accident. Esurance sent me to 2 independent medical exams. The chiropractor said that I chiropractor could never help me. The 2nd was a pain and rehab dr who said I should go home and exercise. When I did not get better in 2006, I went to a neurosurgeon who told me that I needed 2 surgeries. Esurance... read full review »